14. – Current Debt $3580 & Some Changes To Our Financial Situation

So last month our debt was at $5768. There are some reasons for it being so much lower this month: We got a $2000-ish tax refund we weren’t expecting. An extremely nice surprise! I was literally dancing around the house when I saw this show up in our bank account. I put $1000 of thisContinue reading “14. – Current Debt $3580 & Some Changes To Our Financial Situation”

13. – May Budget (My First Go At Budgeting)

Thank you so much to Ms. Afro Penny for challenging me to make a budget for May. I don’t know how I didn’t think of making a budget when I made this blog. It’s the most basic idea when trying to take control of your finances & yet somehow it just floated right past me. So seriously,Continue reading “13. – May Budget (My First Go At Budgeting)”

12. – I Broke My Shopping Ban (But I’m Okay With It)

For more than a year I’ve absolutely hated how burgundy, dark & unnatural my hair looked from Henna-ing it over & over again for so long. I went to a chainstore salon last month (before the shopping ban) and paid $110 for them to make it look more natural. They did basically NOTHING. It lookedContinue reading “12. – I Broke My Shopping Ban (But I’m Okay With It)”

No. 9 – The Silver Lining

My shopping ban has been going beautifully so far & I feel very optimistic about it. With how much money stress I’m under with the sudden 20% decrease in our income next month & how much I’ve been thinking about money – even spending it on necessities stresses me out at the moment. So thereContinue reading “No. 9 – The Silver Lining”

No. 8 – Money Just Became More Stressful FUUCCKK

So I just learned about 20 minutes ago that we’re losing 1/5th of our income as of May 10th. Uggghhhhhhh. This is so not what I needed to hear while I’m focusing so much on & trying so hard to get out of debt. I don’t want to go into the details of why ourContinue reading “No. 8 – Money Just Became More Stressful FUUCCKK”

No. 7 – The Start of the Shopping Ban

I actually haven’t bought anything that wouldn’t be on the approved shopping list in quite a few days but I’m deciding to count today as the first day. I’m going to aim for 30 days at first & see how that goes. If it goes well I’ll probably try to go longer. I think IContinue reading “No. 7 – The Start of the Shopping Ban”

No. 2 – Current Debt: $5796

I just calculated up our total beginning-of-this-blog debt & it could be worse I guess… I don’t know. It certainly used to be worse. It was honestly not a huge surprise – the amount – but it certainly didn’t make me feel good, that’s for sure. I did have some bigger spends this month than I wouldContinue reading “No. 2 – Current Debt: $5796”

No. 1 – Introduction & Goals

I’m starting this blog in an attempt to keep myself accountable for my spending, my goal of getting out of debt & decluttering our home. I am not going to go full on minimalist but I’d like to do some minimizing of how much stuff is in our house & of our finances. I recentlyContinue reading “No. 1 – Introduction & Goals”