I just calculated up our total beginning-of-this-blog debt & it could be worse I guess… I don’t know. It certainly used to be worse. It was honestly not a huge surprise – the amount – but it certainly didn’t make me feel good, that’s for sure. I did have some bigger spends this month than I would normally have – there was an expensive cardiologist appointment for my baby (who happens to be a small dog lol) but we don’t have to go back for another nine months, thank goddess. And I’ve been buying plants for the backyard including two peony bushes. I’ve wanted peony bushes for so long & they are so hard to find for sale where we live so… yeah, I bought them… They cost about $100 each.
But really there is not much of an excuse for the rest of the money I spent – at least not most of it besides gas & groceries. The amount on my credit card – the one I use when I shop – is just still too high. There was still a balance on it passed over from last month – which really isn’t any better because that means I spent too much before too.
We have four cards:
- One for utility bills, medical supplies, prescriptions & subscriptions
- My husband’s
- The 16 month 0% APR card we did balance transfers to in December to start paying down our debt without interest – which we have already paid down by about $4723 since then (in part thanks to the stimulus checks here in the US).
For a while, I don’t know exactly how long, I am going to spend as LITTLE as I possibly can in order to help this whole situation. We are building a small raised garden bed that we’ve been planning to build for a long time & I already bought the plants for tomorrow but other than that… as little as possible for as long as I can.
I am going to encourage my husband, who does the grocery shopping most of the time, to buy as much of his grocery list at Aldi’s and to only buy other things he can’t get there at other places. If you don’t know what Aldi’s is – it’s the cheapest groceries around here in America (as far as I know).
Other than that I am not sure what else to say. I. Just. Need. To. Spend. Less.
Cheers & yikes,