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13. May Budget (My First Go At Budgeting)

Thank you so much to Ms. Afro Penny for challenging me to make a budget for May. I don’t know how I didn’t think of making a budget when I made this blog. It’s the most basic idea when trying to take control of your finances & yet somehow it just floated right past me. So seriously, thank you, Penny. I based this budget off of last month’s spending on necessities. Everyone’s budget is different but for us this is current bare bones necessities for now – which is almost our entire income at the moment. I feel totally comfortable sharing it…

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12. I Broke My Shopping Ban (But I’m Okay With It)

For more than a year I’ve absolutely hated how burgundy, dark & unnatural my hair looked from Henna-ing it over & over again for so long. I went to a chainstore salon last month (before the shopping ban) and paid $110 for them to make it look more natural. They did basically NOTHING. It looked essentially no different when I left than it had when I’d come through the door. I went back a second time (no charge this time) and they still didn’t do much. I was pissed. I was really pissed. Obviously, I will not be going back…

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11. – Onward With The Declutter

I haven’t been working on decluttering everyday but here is the progress I’ve made since the last time I posted. I am pretty proud of myself. I might work on doing more today after writing this post. It put me in the mood to keep moving forward. I threw away one trash bag of garbage I found around – items no one would want. I also threw away all of my our old medications that we no longer take & had been hoarding for… some reason? There were A LOT of them. So that felt good & cleared up some…

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No. 10 – Some Inspiration For You & Me

I took a deep dive into watching Ted Talks today about decluttering & debt & one of my favorite phrases I learned from ALL the videos I watched today was, “Clutter is postponed decisions.” That particular talk was about physical, digital, mental & spiritual cutter and it really got me thinking about how much more I have to work on (not in an overwhelming way, more factually) in the other areas other than just the paying off the debt & the physically decluttering our house. I am going to keep working on the physical clutter first, out of the different…

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No. 9 – The Silver Lining

My shopping ban has been going beautifully so far & I feel very optimistic about it. With how much money stress I’m under with the sudden 20% decrease in our income next month & how much I’ve been thinking about money – even spending it on necessities stresses me out at the moment. So there hasn’t, so far, been even an miligram of temptation to buy anything other than the basics we need. On an amazing note, my husband & I seem to FINALLY be on the same page about spending now that the reality of a 20% drop in…

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No. 8 – Money Just Became More Stressful FUUCCKK

So I just learned about 20 minutes ago that we’re losing 1/5th of our income as of May 10th. Uggghhhhhhh. This is so not what I needed to hear while I’m focusing so much on & trying so hard to get out of debt. I don’t want to go into the details of why our income is dropping but yeah, it sucks. I think my spending ban might need to last more than a month. I was honestly planning on aiming for that anyway. I’m so stressed out right now. It will be fine. It will be fine. It will…

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No. 7 – The Start of the Shopping Ban

I actually haven’t bought anything that wouldn’t be on the approved shopping list in quite a few days but I’m deciding to count today as the first day. I’m going to aim for 30 days at first & see how that goes. If it goes well I’ll probably try to go longer. I think I might try to do these shopping bans several times a year – it seems like a good thing to do to keep my mindful shopping habits fresh in my mind. Approved Shopping List: Groceries (duh gotta eat) Pet supplies (food, cat litter, AquaSafe, etc) Alcohol…

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No. 6 – The Decluttering Continues

I’m still working on minimizing the amount of stuff in our house. Like I’ve said, I’m not going full on minimalist. I don’t think I’ll ever have a capsule wardrobe… but there is so much more work to be done. I’m making small steps towards it. This week I left all of this stuff out on the curb for neighbors to take. It all disappeared – which made me very happy. It turns out people are happy to drive over & take things whenever they hear there is free stuff on the curb. I also packed up another bag of…

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